You could get a credit card even if you’re new to credit, have CCJs or other issues with your credit rating.

  • Online account management and mobile app:

    Access your account anywhere, anytime.

  • Add additional cardholders:

    Streamline your household’s finances and keep an eye on your overall expenditure. Remember, you are liable for all transactions on your account.

  • 35.9% APRRepresentative (variable)

    Apply Now

    Manage your account online

    No matter where you are, no matter the time of day, it’s easy to keep track of your Luma account online. Managing your Luma credit card online is the easiest, most secure way to keep track of your finances. Once you register online as a Luma credit cardholder, you can:

    Opens new tab to download the app from the app storeOpens new tab to download the Android app on Google Play

    35.9% APRRepresentative (variable)

    Apply Now

    Watch our TV ad for the Luma Card - the card that’s already accepted thousands of people around the UK

    35.9% APRRepresentative (variable)

    Apply Now